General Liability Insurance in Berkeley, CA

Whether you’re anticipating starting a business after attending the University of California, Berkeley, or wish to expand your business connections in a socially progressive city, Berkeley, CA, is the place to be. The city rests along the Hayward Fault Zone, though residents haven’t had a major earthquake since the 1800s. Still, the threat of tremors, intense summer storms, and wildfires make it necessary for business owners to have business insurance. 

Investing in business insurance policies like general liability insurance is the best way to safeguard your Berkeley enterprise from losses due to property damage, injuries, loss of business income, etc. As one of the city’s top insurance companies, Concise Solutions Insurance Services provides many types of business insurance policies to cover anything your business needs. 

Business and BOP Insurance in Berkeley, CA

Business insurance in Berkeley, CA, comes in several forms. For instance, business owner’s insurance is ideal for small or medium-sized businesses. Such policies offer integrated coverages that may be too costly for a small enterprise to purchase individually. 

With a BOP plan, you can get general liability insurance protection and commercial property insurance. The general liability coverage will protect your business from property damage due to natural disasters, product- or service-related lawsuits, and consumer injuries. Commercial property insurance safeguards you against everything from loss of income to commercial debris removal. 

Workers’ Compensation Insurance in Berkeley, California

Workers’ compensation insurance is a mandatory policy all business owners must have to operate in California, but it still has benefits. While general liability insurance protects Berkeley business owners from damages from consumer injuries, workers’ compensation offers financial protection for employee injuries. 

You can use your workers’ compensation policy to cover an employee’s medical expenses if they sustain an injury due to a workplace accident. It also provides coverage for ongoing care and wage replacement benefits to ensure your workers have excellent protection without incurring high out-of-pocket expenses.

Ideally situated near San Francisco Bay, Berkeley, CA, has plenty of attractions for residents, students, and tourists. Berkeley is an epicenter of creativity thanks to over 100 cultural arts organizations like the Berkeley Art Center and Aurora Theatre Company. Meanwhile, outdoor enthusiasts can enjoy the city’s many green spaces, activities, and attractions, like the Berkeley Rose Garden and Aquatic Park. 

Embrace everything Berkeley, CA, has to offer as a business owner, including general liability insurance from Concise Solutions Insurance Services. Contact us to receive your quote today.