Business Insurance in San Francisco, CA

When people think of San Francisco, they likely picture its steep rolling hills, the Golden Gate Bridge, or its notable Chinatown. San Francisco is also home to major corporations, like Wells Fargo and Levi’s, and many smaller businesses. However, every enterprise in the city needs business insurance no matter its size or industry. 

At Concise Solutions Insurance Services, we provide many types of business insurance to business owners who want to safeguard their enterprises. As one of San Francisco’s leading insurance companies, we strive to give businesses the tools they need to function safely and comply with state regulations. 

General Liability and Commercial Property Insurance in San Francisco, CA

Business insurance in San Francisco comes in many varieties, like general liability insurance. General liability provides blanket coverage over several types of claims and situations involving property damage or bodily injury. Contractors usually have general liability to safeguard their business income and reputation, but all companies should have it. 

Many small businesses obtain general liability and commercial property insurance through a business owner’s policy or BOP. A BOP blends many types of coverage to provide comprehensive protection for small and mid-size businesses. Paying for these insurance policies as standalone coverage is sometimes more expensive than a business owner can afford, but BOP plans can fill that gap.

Workers’ Compensation Insurance in San Francisco, California

Workers’ compensation insurance is one of the mandatory policies all California business owners must have. The policy is a type of insurance that covers the cost of medical benefits to employees who sustain injuries while working. This coverage includes the cost of medical bills, ongoing care, loss of wages, and temporary or permanent disability benefits. 

With a workers’ compensation insurance policy, you don’t have to worry about paying for an employee’s workplace accident damages out of pocket. Your workers can be confident they’ll have sufficient financial protection when needed. 

Also known as Northern California’s cultural, commercial, and financial center, San Francisco is the country’s second most densely populated city behind New York City. Since its founding in 1776, San Francisco has experienced major natural and cultural events, like the devastating 1906 earthquake and fire and the Summer of Love peace movement during the Vietnam War. Today, the city is bustling with economic activity from high-tech businesses and professional services.

Contact Concise Solutions Insurance Services today for a business insurance quote in San Francisco.